End-of-life care costs and funding
Finding the right support for yourself or your family member is challenging enough without having the extra pressure of the financial side of things. But everyone is entitled to high-quality care in the final weeks or months of their life. Your local council, the NHS, or your Health and Social Care (HSC) Trust may be able to help with the cost of this, or pay for all of it, depending on where you live, what your needs are and how much money you have. For further information see this
NHS guide to when your local council might pay for your care.
A good first place to start is your GP or local council to see if you might be entitled to financial support with end-of-life care.
Arranging a carer's assessment
Arranged through your local council, a
carer’s assessment is designed to see what might help make your life (caring for your loved one) easier. It’s a chance to discuss your needs with your council so they can decide how best to support you. If they feel you need support they’ll work with you to put together a care plan, which might include using respite services. Your loved one should also have a
needs assessment (organised through their local council) so extra support can be arranged if appropriate.
Financial assessment
If you or your loved one are found to need support, your local council will carry out a financial assessment to discover what you can afford to pay. If you are eligible for financial support to pay for end-of-life care, your local council can arrange these services for you or you can choose to receive direct payments and arrange end-of-life care privately.
Direct payments
Caremark can accept direct payments for end-of-life care. Please contact your
local office here for further information about how this works.
No hidden fees
We aim to be upfront with you about our fees and leave nothing hidden so you or your loved one know what you’re paying for in advance, before you agree to it. Please don’t hesitate to contact your
local office by filling out this form for further information and an exact quote or to find out more about your options.
More information
Age UK have put together this
helpful guide to paying for home care.
For more information read
our guide to paying for home care.
Click here to read more about our
end-of-life care service
Planning ahead
It might not be something you or your loved one feel like doing but a little financial planning can be very beneficial in terms of the future. The NHS has put together a couple of useful end-of-life guides, with information about creating a lasting power of attorney and other legal issues.
Read about the
legal issues for planning ahead here.
Read about creating a lasting
power of attorney here.