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Navigating the process of qualifying for funding for adult social care in England can be complex, but understanding the criteria and steps involved can help simplify the process. Here’s a guide to help you determine if you qualify for funding and how to proceed.

Understanding Adult Social Care

Adult social care encompasses a wide range of services designed to support adults who have physical or mental impairments, chronic illnesses, or other conditions that require assistance with daily living activities. This can include personal care, help with household tasks, and support with medical needs.

Types of Funding Available

  1. Local Authority Funding
  2. NHS Continuing Healthcare
  3. Personal Health Budgets
  4. Direct Payments

Each type has specific eligibility criteria and application processes.

Step-by-Step Guide to Determine Eligibility

  1. Assess Your Needs
    • The first step is to determine the level of care you need. Local authorities provide a needs assessment to evaluate your specific requirements. This assessment considers various factors, such as your ability to perform daily tasks, your mental and physical health, and your personal circumstances.
  2. Understand the Eligibility Criteria
    • After the needs assessment, the local authority will use the national eligibility criteria set out in the Care Act 2014 to determine if you qualify for funded support. The criteria focus on whether you have:
      • A need for support to carry out basic daily activities (e.g., eating, washing, dressing).
      • Significant impact on your wellbeing if these needs are not met.
  3. Financial Assessment
    • If you meet the eligibility criteria, the next step is a financial assessment (means test) to determine how much you can afford to contribute to your care costs. This involves:
      • Income evaluation: Regular income such as pensions and benefits.Savings and assets: Including property, savings, and investments. The value of your home might be considered if you need residential care.
    • There are thresholds for savings and assets:
      • Below £14,250: You are entitled to maximum support.
      • Between £14,250 and £23,250: You will be expected to contribute to your care costs.
      • Above £23,250: You are expected to pay for your care in full.
  4. NHS Continuing Healthcare
    • If you have significant ongoing health needs, you may be eligible for NHS Continuing Healthcare, which is fully funded by the NHS. This is for individuals whose primary need for care is health-related rather than social care.
      • Eligibility assessment: A detailed assessment by healthcare professionals using a Decision Support Tool to determine if your needs are primarily health-related.
  5. Personal Health Budgets and Direct Payments
    • For those eligible, personal health budgets or direct payments offer more control over how your care is delivered. These allow you to manage your care and support funds directly, giving you the flexibility to choose services that best meet your needs.
  6. Appeals and Complaints
    • If you disagree with the outcome of your needs or financial assessment, you have the right to challenge the decision. This can be done through the local authority’s complaints procedure or, if necessary, through the Local Government and Social Care Ombudsman.
  7. How to get a needs assessment:
    • Contact your local council to request an assessment. The assessment is free and involves a thorough examination of your needs by a social worker or another trained professional.


Qualifying for funding for adult social care in England involves several steps: assessing your needs, understanding the eligibility criteria, undergoing a financial assessment, and exploring NHS Continuing Healthcare if applicable. It’s essential to engage with your local authority early, understand your rights, and seek advice if needed to navigate this process effectively.

For more detailed guidance and support, you can contact Caremark Solihull or organisations such as Age UK, Citizens Advice, and local support groups dedicated to helping individuals understand and access social care services.


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